How to use this retirement calculator
Enter your age, planned retirement age, current savings, monthly contribution, expected return, inflation, and desired annual spending. The calculator estimates a target nest egg and projected savings.
Free finance calculator
Retirement Calculator
Estimate whether your retirement savings and monthly contributions may reach your target nest egg by your planned retirement age.
- Projected savings
- Inflation-adjusted target
- Monthly contribution need
- Shortfall or surplus
Retirement result
Projected nest egg
Projected retirement savings
$0
Enter your retirement details to estimate your savings path.
- Target nest egg
- $0
- Shortfall or surplus
- $0
- Monthly contribution needed
- $0/mo
- Years until retirement
- 0 years
- Inflation-adjusted spending
- $0/yr
- Total contributions
- $0
Estimate only. Retirement planning can involve taxes, Social Security, pensions, healthcare, and investment risk.
What the target nest egg means
The target uses your inflation-adjusted spending and withdrawal-rate assumption. A lower withdrawal rate usually requires more savings, while a higher rate may increase risk of running short.
What this calculator does not include
This estimate does not include Social Security, pensions, taxes, required minimum distributions, healthcare costs, sequence-of-return risk, or account-specific contribution limits.